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Opinion

1 February 2015

It’s 2015 and banks are struggling to find pre-crisis levels of profitability. Since 2007, return on equity has been nearly halved and prospects of growth remain uncertain. The result? Banks have no choice but to explore new ways of reducing costs. The utility model, still in its infancy in banking, but already mature in other industries, including aircraft and car parts manufacturing, offers a solution to cutting costs by ‘mutualizing’ them.

1 Feb 2015

1 Feb 2015

1 Feb 2015

1 Feb 2015

1 Feb 2015

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